Florida Therapist Rate Report: UnitedHealthcare (2026)

Are UnitedHealthcare sessions costing you $77,000 a year?

The gap between the lowest-paid and highest-paid Florida therapists on UHC's panel is staggering, and most providers have no idea where they fall.

UnitedHealthcare knows exactly what they pay every therapist in Florida. Now you can too.

We extracted, cleaned, and analyzed every CPT 90837 negotiated rate UHC was forced to publish under the federal Transparency in Coverage rule. The result: a complete picture of what your peers are actually getting paid.

What's Inside

• Full Rate Distribution — 10th through 90th percentile breakdowns so you see exactly where your rate sits
• Rate Histogram — Visual chart showing how UHC rates cluster across Florida
• Earnings Projections — What providers earn weekly and annually at each percentile level
• 30-Provider Sample List — Real names, credentials, cities, and their actual negotiated rates
• Rate Negotiation Email Templates — 3-stage communication framework ready to customize and send
• Raw Data (CSV) — Filter by city, credential, or rate range in Excel or Google Sheets
• Full Methodology & Legal Disclosures — Every step documented so your negotiation is defensible

Why This Works

This isn't a survey. It's not an estimate. These are the actual negotiated rates UnitedHealthcare is paying Florida therapists right now, extracted directly from machine-readable files they're legally required to publish under federal rule 85 FR 72158.

Data accessed January 2026. Not recycled numbers from 2022.

The Math

If this report helps you negotiate just $10 more per session:

• 25 sessions/week = +$250/week
• 48 working weeks = +$12,000/year

Your cost: $129. Your potential ROI: 93x.

Instant Delivery

This is a digital product. After purchase you'll receive an email with a secure download link. Check spam if it doesn't arrive within a few minutes, or contact us at transparencyprojectllc@gmail.com.

No physical shipment is provided.

Disclaimer

This product is provided for informational and educational purposes only. The Rate Review Communication Framework is a template-based communication tool designed to support professional outreach using publicly available Transparency in Coverage benchmark data.

Nothing in this product constitutes legal, financial, billing, coding, or reimbursement advice. Use of these templates does not guarantee a rate review, contract adjustment, or reimbursement increase. Outcomes vary by payer, contract terms, geographic market, and individual circumstances.

Users are responsible for ensuring compliance with their own contractual obligations and applicable laws. Transparency Project does not set, determine, or influence payer reimbursement rates.

Licensed for use by the original purchaser only. Redistribution is prohibited.